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Financial Conduct Authority registered 953976

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You earning a healthy income but you only limited accounts

What next?

Book a Specialist Mortgage Review

Some lenders will accept using one year of accounts.

You have enquired about finance but are experiencing some challenges.

Different lenders treat income in different ways.

We can establish the best way to present your application.

Call, email or use our contact form below

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

Head Office:

Homelea Cottage, The Common, Patchway, Bristol BS34 6AS

Third party links

You will depart from the regulated site of Ellis James Financial who are not responsible for the accuracy or the content within the non-regulated site.

Ellis James Financial Ltd is registered in England and Wales with company number 13367133. Registered Office: Homelea Cottage, The Common, Patchway, Bristol BS34 6AS.

Think carefully before securing other debts against your home. Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages, Commercial Mortgages, Wills & Trusts and Funeral Planning are not regulated by the Financial Conduct Authority.

There is a fee for mortgage advice, typically £499, which will be payable upon application for your mortgage. We will charge a fee of £99 for future mortgages once you have paid our initial fee.

The information contained within this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

Ellis James Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. You can find Ellis James Financial Ltd entered on the Financial Services Register https://register.fca.org.uk/ Our registration number is 953976.