Knowledge Base - First Time Buyers

Ellis James Financial Ltd is registered in England and Wales with company number 13367133. Registered Office: Homelea Cottage, The Common, Patchway, Bristol BS34 6AS.

Think carefully before securing other debts against your home. Your home (or property) may be repossessed if you do not keep ​up repayments on your mortgage or any other debts secured on it.

Some forms of Buy to Let mortgages, Commercial Mortgages, Wills & Trusts and Funeral Planning are not regulated by the Financial Conduct Authority.  

There is a fee for mortgage advice, typically £499, which will be payable upon application for your mortgage. We will charge a fee of £149 for future mortgages once you have paid our initial fee. 

The information contained within this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

Ellis James Financial Ltd is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. You can find Ellis James Financial Ltd entered on the Financial Services Register       https://register.fca.org.uk/ Our registration number is 953976.